• To obtain information about pension loans, service you are credited with and contributions, you can call the automated pension line at 1-609-777-1777 You will now have to create an account in MBOS (Member Benefits Online System) in order to apply for a pension loan. You must be employed for at least 39 months to be eligible for a loan. Please see instructions under the documents and forms link.

If you are planning to retire:

• Please submit your application to Trenton at least six months prior to your retirement date - as of October 1, 2012 only online applications will be accepted.
• Submit a letter to the Superintendent informing him of your retirement date.
• Contact the NJEA office at 201-861-1266 to set up an appointment with a pension counselor. 
• Verify that the Division of Pension has proof of your age on file. If you need to provide them with a copy of your birth certificate, be sure to write your social security or membership number on the copy. 
• If you are a veteran, be sure to send the Division of Pensions your discharge papers. 

The following web sites provide more specific information for TPAF and PERS members including but not limited to:

• Purchasing pension time
• Pension Loans
• Retirement benefits
• Disability pension
• Health benefits after retirement
• Life Insurance conversion, etc.